Insurance
In summary, Gill & Co 1999 Limited gives you advice about:
- Life Insurance
- Trauma Insurance
- Income/Mortgage Protection Insurance
- Total and Permanent Disability Insurance
- Health Insurance
- Key Person Protection Insurance
- Debt Protection Insurance
- Shareholder protection Insurance
- Group Schemes Insurance
FEES
Gill & Co 1999 Ltd. does not charge fees or expenses for any financial advice provided to you.
CONFLICTS OF INTEREST AND INCENTIVES
For life insurance, disability insurance and health insurance, Gill & Co 1999 Ltd. receive commissions from the insurance companies where the business is placed. If you decide to take out insurance, the insurer will pay a commission to Gill & Co 1999 Ltd. The amount of the commission is based on the amount of the premium and will vary depending on product type and product provider. However, it may be up to 230% times the first year’s premium payable by you, with a further payment of up to 10% of each yearly premium thereafter.
To ensure that, Gill & Co 1999 Ltd. prioritise your interests above their own. They follow an advice process that ensures their recommendations are made on the basis of your goals and circumstances.
Gill & Co 1999 Ltd. undergo annual training about how to manage conflicts of interest. They undertake a compliance audit, and a review of their compliance programme is undertaken annually by a reputable compliance adviser.